Mr. Smith and I have a dream of achieving financial independence (FI). We've been on this path for quite some time. Every month, I report the percentages that we spent in each category, our savings rate for the month, and our progress towards our FI number. You might wonder why I'm reporting percentages and not … Continue reading journey to fi: may spending report
Tag: financial independence
kibbles and cents
I thought about titling this post something click-baity, like “How my cat cost me 100k,” but that’s not really how we roll in Smith Land. We’re all about bad puns and dad jokes here. All joking aside, today we’re talking about something that comes up quite a bit in the FI community – the cost … Continue reading kibbles and cents
how we went from -$50k net worth to zero
Justin is a money nerd and I love him dearly for it. He has been tracking our net worth every month since the month we got married. Since we have almost 120 monthly money spreadsheets hanging out on the Google drive, I thought it would be fun to do a little bit of analysis. You … Continue reading how we went from -$50k net worth to zero



