journey to fi: april 2020 spending report

Mr. Smith and I have a dream of achieving financial independence (FI). We've been on this path for quite some time. Most months, I report the percentages that we spent in each category, our savings rate for the month, and our progress towards our FI number.   You might wonder why I'm reporting percentages and not the actual numbers. … Continue reading journey to fi: april 2020 spending report

embracing grace: q1 2020 goals update

We’re about a third of the way through the year and I’m finally getting around to holding us accountable for our 2020 goals. When I chose the word “grace” as our word of the year, I didn’t know how much we would need it.   The world is completely different from where we started in January. Coronavirus has upended work, school, … Continue reading embracing grace: q1 2020 goals update

zero-waste and social distancing

In honor of Earth Day, I thought it might be fun to write about our zero-waste swaps that have helped us the most during the pandemic. Some of these I’ve written about before (and I have links to those posts if you’re interested), but others are new here.  I don’t know about you all, but as soon as things started getting … Continue reading zero-waste and social distancing