Mr. Smith and I have a dream of achieving financial independence (FI). We've been on this path for quite some time. Most months, I report the percentages that we spent in each category, our savings rate for the month, and our progress towards our FI number. You might wonder why I'm reporting percentages and not the actual numbers. … Continue reading journey to fi: march 2020 spending report
gifts and donations Gifts and donations made up 13 percent of our spending and 12 percent of our income. My birthday was in February and Justin decided to surprise me with some fancy French cookware that I've been eyeing for a long time. This was a planned expense that we completely cash-flowed. We both love … Continue reading journey to fi: february 2020 spending report
kid expenses Kid expenses made up 15 percent of our spending and 15 percent of our income. I'll be honest. I spend a lot of money on our kid. The bulk of the spending was for his Owlet, clothing for future seasons that was on sale, finishing up his play area, trying every remedy available … Continue reading journey to fi: january 2020 spending report
Smith Happens 